What is EQX?
EQX is a custody-and-settlement platform that lets businesses accept stablecoin payments and settle them as local fiat currency — across Malawi, Mozambique, South Africa, Ghana, and more. You send USDC. Your customers receive KES, NGN, GHS, or ZAR directly to mobile money or bank accounts. EQX handles custody, liquidity, compliance, and payout routing in between.Who is this API for?
The EQXPay API is designed for integrators: fintech platforms, payment processors, neobanks, and remittance services that want to embed African payout infrastructure into their products. If you’re an individual end-user sending a single payment, you don’t need this API — use the EQX app directly.What you can build
Retail Offramp
Accept stablecoins from your users and pay out local fiat to mobile money or bank accounts via the EQX quote-and-commit flow.
Autoconvert
Configure automatic conversion of on-chain deposits to fiat — EQX detects the deposit, converts, and credits without manual intervention.
Inbound Funding
Track on-chain inbound deposits to EQX custody addresses attributed to your users, with full processing status.
Partner Workspace
Manage your integrator team — invite members, assign roles, and view your pre-funded float balances.
Regions covered
| Country | Currency | Rails |
|---|---|---|
| Malawi | MWK | Bank Transfer, Mobile Money |
| Mozambique | MZN | Bank Transfer, Mobile Money |
| Ghana | GHS | Mobile Money, Bank Transfer |
| South Africa | ZAR | Bank Transfer, EFT |
GET /api/routes for the live list.
Next steps
Quickstart
Make your first API call in under 5 minutes.
Authentication
Learn how Bearer tokens and idempotency keys work.