curl --request POST \
  --url https://sandbox.api.eqxpay.io/v1/checkout/sessions/by-token/{token}/submit \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'X-Checkout-Token: <x-checkout-token>' \
  --data '
{
  "rail": "mobile_money",
  "customer": {
    "phone_number": "+265991234567"
  }
}
'

import requests

url = "https://sandbox.api.eqxpay.io/v1/checkout/sessions/by-token/{token}/submit"

payload = {
    "rail": "mobile_money",
    "customer": { "phone_number": "+265991234567" }
}
headers = {
    "X-Checkout-Token": "<x-checkout-token>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'X-Checkout-Token': '<x-checkout-token>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({rail: 'mobile_money', customer: {phone_number: '+265991234567'}})
};

fetch('https://sandbox.api.eqxpay.io/v1/checkout/sessions/by-token/{token}/submit', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://sandbox.api.eqxpay.io/v1/checkout/sessions/by-token/{token}/submit",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'rail' => 'mobile_money',
    'customer' => [
        'phone_number' => '+265991234567'
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json",
    "X-Checkout-Token: <x-checkout-token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://sandbox.api.eqxpay.io/v1/checkout/sessions/by-token/{token}/submit"

	payload := strings.NewReader("{\n  \"rail\": \"mobile_money\",\n  \"customer\": {\n    \"phone_number\": \"+265991234567\"\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("X-Checkout-Token", "<x-checkout-token>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://sandbox.api.eqxpay.io/v1/checkout/sessions/by-token/{token}/submit")
  .header("X-Checkout-Token", "<x-checkout-token>")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"rail\": \"mobile_money\",\n  \"customer\": {\n    \"phone_number\": \"+265991234567\"\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://sandbox.api.eqxpay.io/v1/checkout/sessions/by-token/{token}/submit")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["X-Checkout-Token"] = '<x-checkout-token>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"rail\": \"mobile_money\",\n  \"customer\": {\n    \"phone_number\": \"+265991234567\"\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "session_id": "e3d4b5c6-...",
  "status": "collection_bound",
  "collection_id": "a1b2c3d4-...",
  "collection_status": "pending"
}